I’ve been using Allclear for a while, they aren’t the cheapest, but they aren’t ridiculous either. We use them because they cover ancient wrinklies, and health conditions. OH is late 70s, as is my sister, who I’m travelling with later on in the year, and we all have various co-morbidities.
When I was looking for cover for my sister and I to go to Japan later in the year, a single trip on a comparison site was a couple of grand! I assume that’s their way of saying they really don’t want to cover you!
