Cost of living crisis and your diabetes?

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We've been cutting things to the bone for years and just as our yearly income has started to increase due to career changes, costs have increased so we're lucky compared to many. We also have a mortgage now instead of rent and the mortgage is almost a third more expensive than the rent was because due to our age we could only get a nine year mortgage which pushed the monthly cost up. But we were lucky to finalise it on a fixed rate for a few years at a low rate before they went up. We had been planning to lump it off fast with our extra income but we probably won't do that now.

We put a floor on our attic and a pull down ladder so we can now get all our stuff out of paid storage and store the stuff we want to keep up there and get rid of the rest and that will save us around £100 a month to go towards the increase in stuff.
We have been getting all our groceries delivered for the least two and half years and I am keeping our spend to the same amount each week by choosing cheaper versions of stuff or buying when they are on offer.

One wheeze is to always pick the cheapest brand/version and tick substitutions accepted and put in the notes that other versions of the item are fine. That way if the cheap version runs out you get the more expensive version instead at the same price. I like the cheap versions so I am happy with them but now and then it is a fun bonus to get an expensive sub. It doesn't happen often but when it does it means i am never upset by getting a substitution just chuffed.

Our fixed rate energy deal runs out at the end of this month.

I have bought a little solo campfire stove so I can do some cooking outside using bits of sticks and twigs and garden stuff in it. I decided it would save money and it would be fun too. I am trying to do my usual trick of turning a negative into a fun thing that makes me happy and I managed to get the solo campfire at a good price.
We got a great deal on an awning that has cut down on the need for fans to cool in the summer and we're sorting out the garden so we can use it to grow onions and other things I like - mainly herbs and blackberries and cruciferous veggies.
I am also introducing a day a week when we don't cook anything and just eat cold things. I have stopped using our gas hob and use an induction hob instead as it is much more efficient and I like it better. We have put a new heating controller and thermostat in and that started saving us money as soon as it went in.

We never go on holiday - no need our home is our place of comfort and relaxation and we have virtual reality if we want to visit anywhere in the world - and we don't drink or smoke or go out to eat or to socialise because we don't like doing any of those things. I would prefer to stay in and I enjoy cooking and luckily hubby feels the same way. We don't have a tv either and haven't for decades so that saves a lot of energy and no tv license to pay either.

We work from home and have done for decades and the only real expense is diesel to visit my mum and take care of her when she needs it. She has finally agreed to have her blindness officially diagnosed which means we can help her claim attendance allowance so that will go towards covering her increased energy bills and fingers crossed that and the various government support in that direction should cancel out most of her increased fuel costs. She's another hermit like us but she does watch tv but if she gets diagnosed officially blind she will get her license free.

We've installed film on the windows to keep us cool in hot weather and warm in the winter.

Looks like solar isn't on the cards yet until the government starts giving grants to help us do that but if they do give grants we will be getting it straight away.
 
Spent the morning changing my partner's house out to led and some older low energy lights
I did mine when I renovated it, and they use a tenth of the electricity of the older filament lights.
The kitchen has old 50w GU10 spotlights, so that's a kw an evening saved there alone.
It's not a vast amount, but it adds up, and I've picked up a lot of the bulbs in end of lines at Screwfix and similar places for pennies.
 
@NotWorriedAtAll be careful about the substitutions thing for online shopping as it varies depending where you shop. At Tesco if they replace with something more expensive you pay the price you ordered it at. But at sainsburys you pay the more expensive price and they give you a voucher that you can only use online, paying the more expensive price at the time can be problematic.
 
Even the price of my Gluco Navii glucose testing strips have shot up steeply :( £13.98 for 2 packs of 50 Jan 2022 now £11.76 one pack Amazon. I am buying from Homehealth at £9.80 now which i think is cheapest around unless anyone knows better.
 
I have taken advantage of the discounts available from most supermarkets for up to 25% off you first shop. Some i may not use again but the initial saving is good. I have saved £15 off £60 shops twice in last couple of weeks. In fact Morrisons have done this offer even for existing customers this week so have had 25% discount off past 2 shops.
 
Even the price of my Gluco Navii glucose testing strips have shot up steeply :( £13.98 for 2 packs of 50 Jan 2022 now £11.76 one pack Amazon. I am buying from Homehealth at £9.80 now which i think is cheapest around unless anyone knows better.
Hi
Don't you get those testing strips on perscription free from the Dr? I do.
 
Hi
Don't you get those testing strips on perscription free from the Dr? I do.
It depends on what medication you are prescribed to a large extent. People on insulin or Gliclazide need to test to keep themselves safe, so you will get them on prescription. If you are not on those medications then a GP can prescribe a BG meter and test strips but they would have to be quite switched on to Diabetes management to understand the benefit of that and see it as cost effective. Very few GPs can afford to do that or have that level of understanding and their patient needs educating how to use that meter via a testing strategy like we advise here, to gain the best data from that testing and interpret it of course. It would need a lot of input rom the GP that they just don't have time for.... but of course that info can be found on this forum..... but most GPs don't know that either or that their patient will come here and get that advice and support on how to get the most from testing.
 
It depends on what medication you are prescribed to a large extent. People on insulin or Gliclazide need to test to keep themselves safe, so you will get them on prescription. If you are not on those medications then a GP can prescribe a BG meter and test strips but they would have to be quite switched on to Diabetes management to understand the benefit of that and see it as cost effective. Very few GPs can afford to do that or have that level of understanding and their patient needs educating how to use that meter via a testing strategy like we advise here, to gain the best data from that testing and interpret it of course. It would need a lot of input rom the GP that they just don't have time for.... but of course that info can be found on this forum..... but most GPs don't know that either or that their patient will come here and get that advice and support on how to get the most from testing.
I do take Gliclazide 🙂 so pehaps this is why mine are free?
 
I do take Gliclazide 🙂 so pehaps this is why mine are free?
I am a pedant. Sometimes to a fault so I apologise for being a pedant on this comment.
Unfortunately, no drugs or prescription items are free. They all need to be paid for. They are paid for by the NHS which is paid for by the tax payer.
To me, this is important: I am careful not to waste what I get from the NHS as I know it will cost me and my loved ones in the long run if we do so.

I think of it as I get most of my diabetes kit on prescription - I pay for it via my taxes but not when I collect it from the pharmacy.
Separately, I pay for my CGMs and hypo treatment.
 
I also pay for my taxes too 😛 and for many years before being diagnose with type 2 I use to always pay for my perscriptions too but I aint paying for strips when the nurse asks me to take my bloods on a regular basis.
 
I also pay for my taxes too 😛 and for many years before being diagnose with type 2 I use to always pay for my perscriptions too but I aint paying for strips when the nurse asks me to take my bloods on a regular basis.
My point is that you ARE paying for your strips. Not when you pick them up from the pharmacy but the taxes you pay are paying for them.
I feel uncomfortable suggesting that anything we get from the NHS is free because it isn't.

Sorry if I have offended you with my pedantry.
 
I keep getting encouragement to switch to a smart meter, but I can't see how one would save anything at all.
I don't know if I am missing something, but all they do is tell you how much energy is being used. In a household where energy is only used for necessary things - how could one help?
 
My point is that you ARE paying for your strips. Not when you pick them up from the pharmacy but the taxes you pay are paying for them.
I feel uncomfortable suggesting that anything we get from the NHS is free because it isn't.

Sorry if I have offended you with my pedantry.
No offence taken whatsoever 🙂 well, I mean then I'm NOT paying twice :confused:
 
I keep getting encouragement to switch to a smart meter, but I can't see how one would save anything at all.
I don't know if I am missing something, but all they do is tell you how much energy is being used. In a household where energy is only used for necessary things - how could one help?
I totally agree with you, the adverts all imply that by having a smart meter you will automatically save money by not using as much energy. NO it needs people to actually take action to switch things off or get more energy efficient appliances.
 
I totally agree with you, the adverts all imply that by having a smart meter you will automatically save money by not using as much energy. NO it needs people to actually take action to switch things off or get more energy efficient appliances.

Possibly not.
Smart meters can be read half hourly, and one suggestion that has been voiced is to change energy pricing in the day, to encourage less use in peak periods.
Rewarded for not running the washing machine in the evening for example.
 
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