Travel insurance query

[pav]

I have travel insurance apparently via my bank for free when I phoned to check, then when it came to declaring all my illnesses the free became chargeable and after listing them all (although forgot two so will need to phone back), they said world wide cover would be a £132 for 12 months cover but my partner if I had one would be covered as well.

I new to having a holiday, not been on one since the late 80's and it looks like it will be Crete later on in the year.

What companies do people use and what prices are being asked for? My bank only offers the 12 monthly policy.

 

[Dave W]

I've just been shopping around via comparison sites and direct. For two over 70 adults, one with diabetes and PVD, quotations varied from £464 to £133 for an annual policy (EU). Best quotes came from HolidaySafe and EHICPlus.

 

[Beck S]

I've only bought single trip, but it cost £12.27 from a company called Coverwise - I found it on Compare the Market, it mostly had no excess payments for anything either.

 

[Mark T]

Generally we have been holidaying in the UK and as such don't bother with travel insurance.

However, last years special trip to Vancouver, Canada for 10 days was about £130 for the whole family. This years treat to Disney Paris is about £30. Both are single trips. In both cases it's with LV. Although, I do get a discount as I have my car insurance with them currently.

The back sounds a bit pricey, but it's worth considering the small print. The excesses on LV are reasonably low compared to others I've seen.

 

[JMyrtle]

As Mark has said it is well worth contacting the insurance company you insure your house with.
My cottage is very old and like anything old is difficult to insure so we use The national Farmers Union (NFU) although we are not farmers!
Because they insure most things already under the household contents policy the travel insurance is a lot cheaper anyway but, because my HbA1c reading is so low (51) they don't class it as a life threatening condition, although perversely my breast cancer diagnosed, treated and now survived five years ago is.
We pay £60.00 a year for inclusive travel insurance excluding cancer for me for the whole of Europe.
My husband had a hip replacement two years ago and we both have slightly raised blood pressure controlled by medication but they are quite happy to cover us for both of those conditions.