It's the potential consequences of contracting it that govern my behaviour. I'm healthy, but do tick several boxes that would raise my risk of a poor outcome - even if I didn't die, I don't want to spend the remainder of my life with significant long-term effects from long-Covid. So even though the risk of catching it may be small, I weigh what I do and consider 'would it be worth it?'. I remember when I was diagnosed they wanted to give me an angiogram as they suspected a heart attack. I had to sign a consent form as there was a one in 200 possibility of severe brain injury - that didn't sound like great odds to me, particularly as practically everyone on the wards I had been on had had one, so a common procedure. I went ahead and (hopefully obviously!) suffered no problems. However, I learn that there might be one in 80 of us who have the virus (not sure of the most up to date number) it informs my decision whether to go to the shop for some eggs, for example, or go on a bus for a change of scenery - I don't have to do those things, so I choose not to 🙂