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Please Remember: Members are only permitted to share their own experiences. Members are not qualified to give medical advice. Additionally, everyone manages their health differently. Please be respectful of other people's opinions about their own diabetes management.
Hi, can anyone answer this question for me please, I have just had my first eye screening I asked if I was to get my numbers down below diabetic level would I still need the screening done her answer was yes coz I would still be classified as a diabetic although it would be in remission, my question is if I’m in remission do I still need to declare that I’m diabetic when I want travel insurance?
Cheers
It should make no difference to the cost as that would be discrimination, but they should have a complete picture of your medical history just in case. They will look for any excuse to wriggle out of paying a claim. You could just say Type 2 diabetic, dietary managed now normal.
Hi there, today is 3 months of being diagnosed with type two diabetes
September I had a score of 53
Today I have a score of 43 10 points down without medication
September I weighed in at a unhealthy 18 stone 13 pounds
Today I weighed in at a still unhealthy 17 stones a loss of 1 stone 13 pounds
Although I have been on a very low carb diet I have raised my cholesterol so I have to look at
lowering my cholesterol levels, but overall I’m pretty happy with my self and to what I have achieved
Over the past 3 months, my diabetic nurse is very happy with me too
Advice please
Hi everyone just a small recap, September 23 I was diagnosed with type two diabetes with a score of 53,
6 months on March 24 I now have a score of 40, which means my blood sugar is now classed as normal, I’m still classed as a diabetic, now through my diet I was doing the keto diet I have raised my cholesterol level,
I am going on holiday next month and need travel insurance I know that I will need to declare my health status
When I declare my diabetes I’m asked if I need to take insulin my answer is no then I’m asked if I need blood pressure tablets my answer is no cause I have a good blood pressure, I’m then asked if I have been offered to take any medication for cholesterol I have to answer this question yes although I don’t take any medication, I’m then asked if any of my blood tests have given me a raised cholesterol level and this means anytime in my life, I believe that this is unfair as my cholesterol has only been increased by the diabetes in the past year, but had to say yes to this question, subsequently my insurance is going to cost me £50 extra for declaring my pre-existing conditions
Advice please
Hi everyone just a small recap, September 23 I was diagnosed with type two diabetes with a score of 53,
6 months on March 24 I now have a score of 40, which means my blood sugar is now classed as normal, I’m still classed as a diabetic, now through my diet I was doing the keto diet I have raised my cholesterol level,
I am going on holiday next month and need travel insurance I know that I will need to declare my health status
When I declare my diabetes I’m asked if I need to take insulin my answer is no then I’m asked if I need blood pressure tablets my answer is no cause I have a good blood pressure, I’m then asked if I have been offered to take any medication for cholesterol I have to answer this question yes although I don’t take any medication, I’m then asked if any of my blood tests have given me a raised cholesterol level and this means anytime in my life, I believe that this is unfair as my cholesterol has only been increased by the diabetes in the past year, but had to say yes to this question, subsequently my insurance is going to cost me £50 extra for declaring my pre-existing conditions
Yes, it's a sad fact but true. I have to take medication for my diabetes and blood pressure, but I don't for my raised cholesterol level. My excess came to £213.54 and that's the best quote I got!!!
Yes, it's a sad fact but true. I have to take medication for my diabetes and blood pressure, but I don't for my raised cholesterol level. My excess came to £213.54 and that's the best quote I got!!!
Yes, it's a sad fact but true. I have to take medication for my diabetes and blood pressure, but I don't for my raised cholesterol level. My excess came to £213.54 and that's the best quote I got!!!
Hi Felinia
thank you for your reply, I just think that it’s wrong that we have to declare that we are diabetic when our blood sugar is normal, we are being treated with a condition that we no longer have
I just say Type 2 dietary managed, no medication, normal blood glucose.
Though we have travel insurance and car breakdown cover as part of the bank account which obviously pay a monthly fee and medical conditions were declared when choosing the account options.
My other half has many medications for various conditions.
It seems unfair to charge extra, I have seen advertised on the television that they cover existing medical conditions, of course they may be more expensive.
Hi Felinia
thank you for your reply, I just think that it’s wrong that we have to declare that we are diabetic when our blood sugar is normal, we are being treated with a condition that we no longer have
I was told during my last diabetic check up that if my next hba1c is OK after 3 months without Metformin, they'll take away the diagnosis of T2 diabetes from my medical record.
I was told during my last diabetic check up that if my next hba1c is OK after 3 months without Metformin, they'll take away the diagnosis of T2 diabetes from my medical record.
Even though I have had normal below 40mmol/mol for over 2 years and never had any meds I still have Type 2 on my record so get the eye and diabetic checks every year. I find that reassuring.
Hi
the only thing that remission does not mean a thing when it comes to insurance companies, I have a normal blood sugar, never taken medication and have a good blood pressure but insurance companies are not interested
Even though I have had normal below 40mmol/mol for over 2 years and never had any meds I still have Type 2 on my record so get the eye and diabetic checks every year. I find that reassuring.
Will still have to declare it on insurance though, as that annual check is an ongoing review for a medical condition
For example, from a random uk travel insurance questionnaire
Do you currently routinely visit a GP, hospital or clinic for check-ups/consultations or treatments? This includes annual reviews or reviews once every 2 years for a condition.
That doesn't bother me, it didn't make hardly any difference to any travel insurance even when on Metformin (And I've been abroad half a dozen times since diagnosis.)
EDIT: I think they just add a code to the medical record that means 'type 2 diabetes in remission'.