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Self-Employed

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Peteh3312

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Type 1
Hi guys, I'm self employed but have been strongly advised not to have social contact and stay in doors as I'm type 1. Are self employed intitled to anything? Does SSP only apply to inployed only? Its not clear at all. Can anyone advise? Peter
 
I think self employed people who are unable to work due to Coronavirus should look into ESA (employment support allowance)

www.gov.uk

Employment and Support Allowance (ESA)

Employment and Support Allowance (ESA) money if you cannot work because of illness or disability - rates, eligibility, apply, assessment.
www.gov.uk www.gov.uk

Though I also thought they were going to make SSP available to more people because of the unusual current situation.

Who advised you to self isolate? Are there particular additional challenges for you? The general advice for people with diabetes is still ‘social distancing’ rather than full isolation.

See here: https://www.diabetes.org.uk/about_us/news/coronavirus
 
They did not seem to mention Self Employed at tonights news conference. There maybe more when they publish, like they have done with everything else.
 
I am now not working and have zero income. I am signing on. SSP apparently possible for 2 weeks if self isolating or if you are ill. Tonight they have said they are removing the earning floor on universal credit. So self employed can sign on too. It is appalling that they have helped every sector except mine. I am disgusted as if I was worried enough for my family over coronavirus I now have to worry about what pennies I have and how I should make them stretch for the next 5 months! Hopping mad and VERY, very angry! Paid taxes for my entire working life!
 
Neens said:
I am now not working and have zero income. I am signing on. SSP apparently possible for 2 weeks if self isolating or if you are ill. Tonight they have said they are removing the earning floor on universal credit. So self employed can sign on too. It is appalling that they have helped every sector except mine. I am disgusted as if I was worried enough for my family over coronavirus I now have to worry about what pennies I have and how I should make them stretch for the next 5 months! Hopping mad and VERY, very angry! Paid taxes for my entire working life!
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Sorry to hear this what line of work are you in?
 
Peteh3312 said:
Hi, many thanks. I'll look into ESA.

If you follow the link and scroll down to "working and coronavirus" it states to work from home but if I start a job this Monday (which will also be face to face) do I then ask them to send me home? It will also be a driving job, so I'm guessing the answer will be no.... And obviously SSP of £93pw is impossible to live of so I need to work.
Peter
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grovesy said:
Sorry to hear this what line of work are you in?
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I really feel your pain. We're self-employed, not I'll put and employ ourselves. Our industry had been closed down and we can get £93pw SSP but employed people can get 80% of salary. 5 million people are self employed. DOES NOT MAKE SENSE,. plus we're diabetic and apparently "high risk" so we can't work face to face.
 
I am an owner driver hgv crane truck and cannot afford to not work I am mostly working on my own and not in close contact with anyone but my wife and son are saying I should stop working because I'm type 2 ?
 
Billy Bob said:
I am an owner driver hgv crane truck and cannot afford to not work I am mostly working on my own and not in close contact with anyone but my wife and son are saying I should stop working because I'm type 2 ?
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Are you employed PAYE? Do you qualify for the 80% salary thing?

Current Advice is to be as careful about ‘social distancing’ as you can - but not to fully isolate (yet). That would include working from home if you can, but doesn’t suggest not working if you can’t work from home.

Just be more careful about keeping your distance andhand washing etc I guess?
 
As I was reading this , they have just said on BBC breakfast they are expecting announcements about grants for the self employed.
 
I was self employed. I knew that if, for any reason, I could not work I would have no income. I regularly put aside money to tide me over. Being self employed I received all the self employed benefits, which were quite considerable, and paid my taxes and NI contributions. I do sympathise with self employed now but if you had looked Into all these things, gave your business bank manager a working plan, you could easily ride out this storm. Too many people become self employed without taking in the big picture. I sympathise for you but don’t dispare Im sure a package of help will be forthcoming.
 
As @grovesy says Chancellor to make an announcement today for self employed.
 
Austin Mini said:
I was self employed. I knew that if, for any reason, I could not work I would have no income. I regularly put aside money to tide me over. Being self employed I received all the self employed benefits, which were quite considerable, and paid my taxes and NI contributions. I do sympathise with self employed now but if you had looked Into all these things, gave your business bank manager a working plan, you could easily ride out this storm. Too many people become self employed without taking in the big picture. I sympathise for you but don’t dispare Im sure a package of help will be forthcoming.
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These days with thoose called self employed, not all are truly self employed.
 
Not really got a problem financially at the moment but just invested a lot of hard earned cash into a new truck and will still have things like yard rent and taxes to pay .
I normally start saving this time of year for all of my insurances which are in the autumn .
I have never owed anyone a penny and always lived within my means .
Just not sure what the future will bring for all of us ?
Now is the time we all need to be united in fighting this
 
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