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Insurance

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This thread is now closed. Please contact Anna DUK, Ieva DUK or everydayupsanddowns if you would like it re-opened.
Lisa glass

Lisa glass

Well-Known Member
Relationship to Diabetes
Type 2
Going on holiday but need insurance anyone advise of a good company to go with ? Thanks
 
Lisa glass said:
Going on holiday but need insurance anyone advise of a good company to go with ? Thanks
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Confused.com do medical screening. I used this site to get holiday insurance after being diagnosed with BC and I had prices from £20 - £200. I checked out that the cheaper policies covered me (and my OH I did joint policy) for both our existing conditions and it did. My advice is declare everything, no matter how trivial. e.g. I declare my hayfever as I take medication for it.
 
You need to shop around. The price comparison sites don't always give the best options.
This year I've gone with Travel Insurance 4Medical, but I think I might have got a better deal elsewhere.
A friend with similar medical conditions to mine got a much better deal from Holidaysafe and recently another friend with a terminal condition got insured with Insurancewith at a reasonable cost.
 
I've always gotten mine through Diabetes UK - think it's under the name Insuremydiabetes / AllClear Insurance Services these days. I'd rather pay a few pounds more than have to worry about whether or not my conditions are actually going to be covered with a cheaper deal, though fortunately I've never had to claim!
 
If you're travelling in Europe, then you should also check you have an indate EHIC (European Health Insurance Card).
 
My advice for what it is worth is this. Go through the medical screening and pay for a decent package actually check the policy to ensure that if you get sick you can be treated and repatriated - don't go for a policy that excludes your medical conditions because if you get sick the cost of care will be more more than a decent policy. last time we travelled abroad we used fish https://www.fishinsurance.co.uk/ be aware that even with a eu card if they put you in a private hospital you will still have to pay. and the tend to send ALL tourists for private care.
 
We're off to Disney land Paris with the grandchildren not sure who's more excited
 
Lisa glass said:
We're off to Disney land Paris with the grandchildren not sure who's more excited
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have fun - never thought about disney land as our family prefer country side. bet it will be fun with young ones
 
I took out a yearly policy with my wife with Insureandgo on diagnosis of T2 on Metformin I called them up and they asked me a simple set of screening questions like amputations, complications etc, etc and then told me that there would be no change to my premiums. I am sure that any application for insurances will be met with a simple on the phone question session to assess your specific Diabetes situation.
 
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