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Income protection

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Kayes1963!

New Member
Relationship to Diabetes
Type 2
Hello,

im finding it difficult to get income protection because I have diabetes.
I'm 58 years of age.
Can any one help by providing names or phone numbers ?

Thank You
 
Kayes1963! said:
Hello,

im finding it difficult to get income protection because I have diabetes.
I'm 58 years of age.
Can any one help by providing names or phone numbers ?

Thank You
Click to expand...

Hi there.

I hate to be a killjoy, but I have a strong feeling you'll not be in luck, for anything longer term than accident insurance.

Have you had this in the past and are replacing that, or is this is the first time you have looked?

I would advise you to see an independent financial advisor, who should be able to do look at several potential providers, and the research for you.
 
AndBreathe said:
Hi there.

I hate to be a killjoy, but I have a strong feeling you'll not be in luck, for anything longer term than accident insurance.

Have you had this in the past and are replacing that, or is this is the first time you have looked?

I would advise you to see an independent financial advisor, who should be able to do look at several potential providers, and the research for you.
Click to expand...
No, I just wanted to take policy out. This is the first time.
 
Welcome to the forum @Kayes1963!

There is a bit of an overview here:

Insurance and diabetes

Most people living with diabetes have encountered difficulties arranging insurance, whether it is life assurance, income protection and family income benefit insurance or travel insurance. Please note: this section aims to provide you with general information to assist in obtaining insurance. It...
www.diabetes.org.uk www.diabetes.org.uk

But it seems like the best bet is to consult an IFA who can take your exact circumstances and requirements in mind 🙂
 
Kayes1963! said:
How did you manage it ?
Click to expand...

Hi there - To be honest, I adopted a simple approach.

I bought myself blood sugar testing meter and a load of strips, and began testing, to learn which foods (and drinks) raised my blood sugars. For those foods and drinks raising my blood glucose too much, I either ate less of them, or turned my back on that food or drink.

The personalised feedback really helped me make sense of things and learn a lot about my body.
 
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