Hi all.
Recently, I have tried to get quotes for my next car. I fancied a bit of an upgrade, and my car is quite old now.
I tried to insure my new car, so i put all of my relevant information in, etc etc but forgot about my T1. Luckily i spotted this mistake and requoted.
I was (without my restriction) quoted £80 a month on an admiral policy with no black box.
With my restriction, this jumped to £230-250 on a no box policy. Even the box policies were more expensive.
For reference, this would be my second year of driving.
I have never been admitted to hospital or received any special help due to hypoglycaemia since I was diagnosed 13 years ago (I am now 19).
The only change is my disability.
Is this even legal?
Is it worth calling brokers and explaining, is this normal? It seems wildly unfair that I should not be able to enjoy reasonable premiums with a controlled condition purely because I count as disabled.
I currently hold a 3 year restricted DVLA license. I tried quotes for 5 year restrictions just out of curiosity and the case was still that my insurance would cost me nearly the triple amount.
It baffles me that, since I am entitled to no benefits, i can be charged so much more. It feels so discriminatory!
Any advice appreciated, thank you!