Northerner
Admin (Retired)
- Relationship to Diabetes
- Type 1
One of the most popular parts of the Affordable Care Act guarantees health insurance for people with “pre-existing conditions” – medical problems such as HIV, Alzheimer’s disease, and epilepsy. Before the law took full effect in 2014, people with these conditions were routinely denied coverage.
Back then, insurers in 45 states and the District of Columbia could reject individual applicants — those who didn’t receive insurance through an employer or the government — on the basis of health; five states didn’t allow so-called “medical underwriting”.
Insurers’ rationale for rejecting people with pre-existing conditions was straightforward: sick people are more expensive to cover than the healthy and young.
https://www.theguardian.com/us-news...e-what-next-healthcare-preexisting-conditions
Back then, insurers in 45 states and the District of Columbia could reject individual applicants — those who didn’t receive insurance through an employer or the government — on the basis of health; five states didn’t allow so-called “medical underwriting”.
Insurers’ rationale for rejecting people with pre-existing conditions was straightforward: sick people are more expensive to cover than the healthy and young.
https://www.theguardian.com/us-news...e-what-next-healthcare-preexisting-conditions
