Well the pen is actually insulating the cartridge, isn't it? I mean does it (the pen) actually feel red hot when you go to use it? Because if it doesn't, it's most unlikely the inside of it would be warm?
Have to say hadn't used to carry pens about my person, being a girlie normally found with a handbag the size of a furniture van LOL, the pen was always in there too along with meter diary and Lucozade puse, normal diary pens, Rennies, Paracetamol, tissues, keys et cetera, et cetera, et cetera!
BUT my pump is definitely carried about my person - good grief, some ladeez wear em IN their bras! And I only change the reservoir when it's empty, about 10 days worth.
I ain't dead yet ......